What is Money View? (What is Money View in Hindi)
When life throws you googly and you can’t save yourself, MoneyView can help you.
MoneyView is a lending platform that offers the best unsecured personal loan personal loan within a few hours. From online loan application to loan disbursement, complete loan processing on Money View loans is completely digital.
Money View aims to build finance to fit the country and continuously add features at the request of its customers. The app facilitates the users with various features like online tracking of loan application, provides you all the verification information, and also keeps you updated about upcoming EMI payments. Money View has a team of enthusiastic youth who are always excited to use technology to revolutionize the personal finance industry.
Features and Benefits of Money View
- Money View offers instant personal loans to both salaried and self-employed individuals with consistent income.
- 10,000 as per his requirement. 5 lakh to Rs. Can avail loan amount up to Rs.
- Flexible loan repayment tenure of up to 5 years is provided by a borrower which he can choose as per his convenience.
- The loan amount is disbursed directly into the borrower’s account within 24 hours of loan approval.
- Attractive rate of interest is charged on Money View Instant Personal Loan which starts from 1.33% per month.
- The borrower’s identity is quickly verified through Aadhaar or eKYC. The name and address are verified and the photo is extracted from the UIDAI database for eKYC.
- The entire loan processing from documentation to loan repayment is done digitally which helps in saving time and efforts of the borrowers.
- A borrower can apply for a Money View loan from anywhere in India.
- The Money View app makes the process of getting an instant personal loan a smooth and friendly experience.
- A borrower can track loan application status, get verification details and EMI payments through the app.
- At Money View, an applicant can easily check eligibility in just 2 minutes and get cash disbursement to the loan account within a few hours.
Interest Rates & Charges of Money View in Money View Personal Loan
Getting an instant personal loan from Money View makes it easy for a borrower with a lot of effort as it is a completely paperless loan. Money View offers a custom credit option with pocket-friendly interest rates.
|Types of Loan Fees||applicable fee|
|Rate of interest||Starting from 1.33% per month|
|loan processing fee||Starting from 2.0% of the sanctioned loan amount|
|Debt Foreclosures||Part payment payment is not allowed (to pay off your loan in full, you must pay at least 3 EMIs)|
|Interest on Overdue EMI||2% per month|
Money View Personal Loan Eligibility Criteria (Personal Loan Eligibility Criteria For Money View in Hindi)
The eligibility criteria for availing Money View loan may vary depending on various factors. Having said that, here are the general eligibility criteria to be fit to avail Money View Instant Personal Loan:
- You must have Indian citizenship.
- You must be either a salaried employee or a self-employed individual or business owner.
- Your age should be between 21 years to 57 years.
- You must have a savings account.
- Your monthly income is Rs. 13,500 or more.
- Money View Instant Personal Loan requires a minimum CIBIL score of 650 or Experian score 750.
Documents Required for Money View Tatkal Personal Loan
Following are the basic documents required to be submitted for Money View Instant Personal Loan:
- passport size photo
- A copy of any document as proof of identity:
- Aadhar card.
- Voter ID card.
- pan card.
- Latest Form 16 and Salary Slip for Salaried Persons.
- Voter ID card.
- driving license.
- Bank statements of last 6 months in PDF format.
Top 10 reasons to apply for instant personal loan with Money View
Flexible Repayment Tenure:- Flexible repayment tenure of up to 5 years is offered to the borrower in Tatkal Personal Loan. A borrower can choose a convenient repayment tenure among the proposed tenors.
User-Friendly Personal Loan App:- As an internet platform, Money View hosts several non-banking finance companies. Money View Instant Personal Loan app is designed with ease, easy to understand and user-friendly as the key. Money View helps all individuals with various instant personal loan options with different amounts and repayment tenures.
Online Loan Processing:- The entire processing of Money View instant loan is done online. It allows a borrower to apply for an instant personal loan online, upload the required documents and e-sign the loan agreement from the comfort of home. A borrower can apply for an instant personal loan from anywhere at any time.
Build a credit history :- Get instant personal loan from Money View and pay it back on time to build a good credit score.
Multipurpose Loan:- MoneyView’s instant personal loan amount can be used for any reason the borrower desires. The freedom to use the loan amount is one of the best benefits of an instant personal loan.
Offers Quality Services:- Money View comes with low interest rates and makes it easy for the borrower to get a personal loan the way he wants to live anytime, anywhere.
Unsecured Loans:- Money View instant personal loans are collateral-free loans. This keeps the borrower free from the risk of losing any asset in case of default of the loan amount.
High Approval Rate:- Money View loan application approval rate is quite high. It has been able to serve a larger segment of people as compared to banks due to its big data analytics engine.
Instant Loan Disbursement: Money View justifies the name of instant personal loan with instant disbursal of loan amount. This makes it the best financial tool to fight emergencies. For this instant loan is disbursed within a short period of applying.
Pan India Coverage:- Money View operates in India with a wide presence of over 5000 cities, which includes almost all major Tier I and Tier-II cities
What is the minimum income requirement for availing instant personal loan from Money View?
The income eligibility for availing instant personal loan from Money View may vary from one application to another. The general income eligibility criteria for both salaried and self-employed individuals are given below: For salaried customers:-
- Minimum monthly income required is Rs. 20,000 if: a) the applicant is taking the loan for the first time or b) an applicant is a resident of Mumbai/Thane or NCR region (Delhi, Noida, Gurgaon, Ghaziabad, Faridabad, etc.).
- The minimum monthly income is 15,000 if Bureau Score (CIBIL) > 675 and the customer is located in a metro city (other than Mumbai/NCR).
- Minimum monthly income requirement increased to Rs. 25,000 if the credit score of the applicant is between 300 and 675.
- The minimum monthly income is 13,500 for everyone else.
- For Self Employed Customers:- Minimum Income Requirement Rs. 25,000
How to track instant personal loan application in Money View
Once an applicant has applied for instant loan, he/she can track the loan application status anytime from anywhere with the help of Money View online application process. There are several ways to track the loan application depending on the status and platform you have applied for.
Here are the main steps you need to follow:
1. If you have applied through Money View website
- Go to the login section of the website.
- Click on Apply-Loan or Signup.
- Login to the loan account with your registered email id.
- Go to the “Dashboard” section of your loan account.
- To track the status of your loan application, scroll down to the Application Status tab.
2. If you have applied through Money View app
- Open the Money View loan app.
- If you haven’t done it yet, register yourself with a valid email id.
- If you have the Money View app, go to the Loans section.
- Once you switch, you will be automatically directed to the Application Status screen.
Money View Personal Loan Customer Care
Money View personal loan customer support team tries to assist you. In case of any query or complaint you can call them on Money View customer care number 080 4569 2002 and you can also connect through mail:
- Loan Queries: Loan@moneyview. in
- For FAQs: feedback@moneyview. in
- Loan Payment Query: Payments@moneyview. in
- Loan Partner/DSA Question: Partnersupport@moneyview. in
- Marketing related queries: media@moneyview. in
- Money View Facebook: https://www.facebook. com/MoneyView.in/
- Money View Twitter: https://twitter.com/mymoneyview
- Money View YouTube: https://www. youtube. com/channel/UCC_wzoIz8ai3m31w7wLAaQw
Frequently asked questions on Money View
Q. Do I have to deposit any collateral as security for this loan?
No, there is no need for any security as it is an unsecured loan.
Q. Does Money View give loans to non-salaried individuals?
Yes, Money View offers instant personal loans to non-salaried individuals, as long as their monthly income is Rs 25,000 or more.
Q. Will I be charged any processing fee on getting the loan?
Yes, there is a low and one-time processing fee charged on an instant personal loan which starts from 2.5%.
Q. Can I get a loan if I get my salary in cash?
For now, they provide loans only to those applicants who get their salary in the bank account.
Q. How do I repay the loan?
You can repay the loan through monthly EMI payments.